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FractionalPay

Vendor payouts

Vendor payouts on every vendor's schedule

Vendor payouts with FractionalPay start at the order: each vendor's share is calculated when the payment succeeds, collected into a balance, and paid on that vendor's schedule once it passes your minimum payout threshold.

Vendors see a clear earnings statement, your store keeps its commission, and a refund takes back only what each party actually earned. The money moves through your own payment account, never through ours.

Try the split simulator See pricing
  • Weekly or monthly schedule per vendor
  • Minimum payout threshold with automatic rollover
  • Earnings statements and CSV exports per vendor

Vendor balances

Payout Friday

Vendor, weekly

Vendor 112

Scheduled

$1,284.50

85% of each order

Goes out Oct 16

Vendor, weekly

Vendor 087

Scheduled

$342.00

85% of each order

Goes out Oct 16

Vendor, monthly

Vendor 203

Pending

$38.20

Below $50.00 minimum

Rolls over to Nov 1

Vendor, weekly

Vendor 145

Available

$516.75

90% on handmade category

Next run Oct 16

Proportional refunds

A refund that takes back only what each party earned

A customer buys a 120.00 USD item from Vendor 112. Your store takes a 15 percent commission, so the vendor earns 102.00 USD and the store 18.00 USD. A week later the customer returns part of the order and receives 40.00 USD back.

Many multi-vendor stores charge the whole refund to the vendor, which vendors notice and dispute. With proportional reversal each share gives back its own part of the refund.

A 40 USD refund on a 120 USD order, reversed proportionally

  • Vendor 112

    Original
    $102.00
    Reversed
    -$34.00
    After refund
    $68.00

  • Store commission

    Original
    $18.00
    Reversed
    -$6.00
    After refund
    $12.00

  • Total

    Original
    $120.00
    Reversed
    -$40.00
    After refund
    $80.00

Ledger journal

Balanced

txn_RF2N8C ·Refund of 40.00 on order #30722

  • Payable to Vendor 112 Dr$34.00
  • Platform revenue Dr$6.00
  • Operator balance (your account) Cr$40.00

TotalDr $40.00 · Cr $40.00

The vendor carries 85 percent of the refund because they earned 85 percent of the order, and your commission gives back the other 15 percent. If your policy is that the store refunds its commission first, choose the platform first strategy on the rule instead.

When the vendor was already paid for this order, the 34.00 USD is recorded as a negative balance and taken from the next vendor payout. The statement shows the order, the refund and the deduction as separate lines.

Vendor payout schedules

A schedule and a threshold for each vendor

Not every vendor should be paid the same way. A large supplier with hundreds of orders a week expects weekly payouts. A small maker with three sales a month is better served by one monthly payout than by four transfers of a few dollars, each with its own operator fee.

In FractionalPay every vendor is a beneficiary attached to a payout schedule. A schedule has an interval (daily, weekly on a weekday or monthly on a date), a minimum payout amount and an optional delay in days before new shares become available. Vendors below the minimum keep their balance and roll over to the next payout date automatically.

You can move a vendor from monthly to weekly at any time; their balance stays exactly where it is. Large stores with many vendors also use marketplace payouts holds to cover return windows, available on Growth.

  • Daily, weekly or monthly intervals
  • Minimum payout amount per schedule
  • Delay in days before new shares become available

Split rule

Version v3 · Active

Rule name

Vendor orders, default

Applies to

All products

  1. 1 Store commission 15%
Remainder and rounding go to Vendor Test on $120.00 passes

Vendor earnings statements

What a vendor sees at the end of the month

Vendor support tickets usually come down to one question: why is my payout this amount. A monthly earnings statement answers it before it is asked. Here is October for Vendor 112, paid weekly.

  • Gross sales

    Detail
    41 orders
    Amount
    $4,860.00

  • Store commission

    Detail
    15% of gross sales
    Amount
    -$729.00

  • Refunds, vendor part

    Detail
    3 refunds, 200.00 gross
    Amount
    -$170.00

  • Net earned in October

    Detail
    Amount
    $3,961.00

  • Paid out

    Detail
    4 weekly payouts
    Amount
    -$3,780.00

  • Balance carried to November

    Detail
    Amount
    $181.00

Every number comes from the ledger, so the statement always matches what was actually paid. On Growth and Scale the tax data per beneficiary adds tax form status, yearly earnings statements and a VAT breakdown per line for your accountant.

Exports are CSV, per vendor or for all vendors at once, and on Scale the full ledger can be exported in journal format on a schedule.

Order #30722

Balanced

Gross payment

$120.00 USD

  • Vendor 112 $102.00
  • Store commission $18.00
Shares add up to the payment $120.00
One order, the vendor share and the store commission.

Behind every vendor

Vendors who know when they get paid

A vendor packing orders on a Tuesday wants to know two things: how much they have earned so far and on which day it arrives. FractionalPay keeps both visible in the ledger and in the statement, so your team can answer in one sentence.

Payouts are instructions sent to your own platform account at a licensed payment operator, which moves the money to each vendor's connected account. FractionalPay calculates the shares, keeps the ledger and sends the instructions. It never holds, pools or transmits funds and is not a payment institution.

Related

Other ways stores and platforms split payments

Vendor payouts are one part of the picture. These pages cover the rest of the money flow.

Questions

Frequently asked questions

Something else on your mind? Write to [email protected] or read the API documentation.

Can vendors have different commission rates?
Yes. Rules match on product or on a metadata key and value, so a category or a single vendor can have its own commission. Every split stores the rule version it used.
What is the minimum payout threshold for?
It keeps you from sending many tiny transfers. A vendor whose available balance is below the minimum keeps it and is paid on the next payout date where the balance reaches the threshold.
How are vendors added?
Each vendor is a beneficiary linked to their connected account id at your operator. Add them in the dashboard, import a CSV or create them with POST /beneficiaries. Starter covers up to 50 beneficiaries, Growth up to 1,000 and Scale has no limit.
Does FractionalPay pay vendors from its own account?
No. Payouts come from your own platform account at your payment operator. We calculate, record and instruct; we never hold, pool or transmit funds.
Can vendors download their earnings statements?
You can export statements per vendor as CSV and share them. Yearly earnings statements and tax form status per vendor are part of the tax data on Growth and Scale.
What does it cost?
Starter is 199 USD per month, Growth 499 USD and Scale 1,499 USD, or 99, 249 and 749 USD per month billed yearly. There is no fee per payout from us. See pricing.

Split a vendor order in the simulator

Enter an order amount, set your store commission, add a refund and see what the vendor keeps and when it is paid.

Try the split simulator See pricing

No transaction fees from us. Runs on your own payment account at a licensed operator. FractionalPay never holds your funds.