Use case, partnerships

Partner revenue share both sides can trust

Partner revenue share in FractionalPay turns the split in your agreement into a rule: every incoming payment is divided between the partners the moment it succeeds, posted to a ledger both sides can read, and paid out on schedule.

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Agreement percentages applied to every payment
Read-only access for each partner
Fixed costs taken before the split

Payment order JV10K

Balanced

Gross payment

$10,000.00 USD

Partner A, product owner 50% $5,000.00
Partner B, distribution 30% $3,000.00
Partner C, operations 20% $2,000.00

Shares add up to the payment $10,000.00

The problem with shared revenue

When one partner collects and the others wait

In most joint ventures one company takes the customer's money and owes the others their share. Every month it sends a report, the other partners check it against their own estimate, and the gap between the two numbers becomes a phone call. The money is usually right. The trust is what breaks.

FractionalPay removes the report from the middle. The collecting partner connects its platform account at a licensed payment operator, the other partners are connected accounts under it, and each payment is split by the percentages written in the agreement. Payments land in that account, FractionalPay calculates the split, keeps the ledger and sends payout instructions. We never hold, pool or transmit funds and we are not a payment institution.

Each partner gets a Viewer seat on the Growth plan. Viewers read the ledger, the payments and their own statements but cannot change a rule or approve a payout, so the arithmetic is visible to everyone and editable by no one outside the operating team.

One rule per agreement, versioned when terms change
Viewer role for partners, Finance role for the operator
Statements per partner for any period, exportable as CSV

Balances by partner

October 2026

Partner A

Product owner

Available

$5,000.00

50% of gross

Stays in collecting account

Partner B

Distribution

Available

$3,000.00

30% of gross

Payout Oct 23

Partner C

Operations

Scheduled

$2,000.00

Remainder

Payout Oct 23

Worked example one

A 10,000 USD payment split 50, 30 and 20

Three companies run a joint venture. Partner A owns the product and takes 50 percent, Partner B brings distribution and takes 30 percent, Partner C runs operations and takes the rest, which is 20 percent. A customer pays 10,000.00 USD.

Partner A

Rule

50% of gross

Share

$5,000.00
Partner B

Rule

30% of gross

Share

$3,000.00
Partner C

Rule

Remainder

Share

$2,000.00
Total

Rule

Share

$10,000.00

Split of a 10,000 USD payment
Partner	Rule	Share
Partner A	50% of gross	$5,000.00
Partner B	30% of gross	$3,000.00
Partner C	Remainder	$2,000.00
Total		$10,000.00

Partner C is set as the remainder party rather than a third percentage line. On round amounts the result is the same, but on a payment such as 333.33 USD the leftover cent from rounding goes to one named partner instead of disappearing, and the ledger still balances to zero.

In this setup the collecting account belongs to Partner A, so its 5,000.00 USD stays where it landed and is booked as revenue, while B and C are paid out. The ledger shows one transaction with four lines, and every partner sees the same four lines.

Ledger journal

Balanced

txn_JV10K1 ·Split of order JV10K by JV agreement v1

Operator balance (your account) Dr$10,000.00
Platform revenue Cr$5,000.00
Payable to Partner B Cr$3,000.00
Payable to Partner C Cr$2,000.00

TotalDr $10,000.00 · Cr $10,000.00

txn_JV10K1 ·Split of order JV10K by JV agreement v1
Account	Debit	Credit
Operator balance (your account)	$10,000.00
Platform revenue		$5,000.00
Payable to Partner B		$3,000.00
Payable to Partner C		$2,000.00
Total	$10,000.00	$10,000.00

Worked example two

A fixed fulfilment cost taken first

Many agreements take a cost off the top before anyone earns. Here every order carries a fixed 400.00 USD fulfilment cost owed to a fulfilment provider, and a customer pays 9,400.00 USD. The rule engine works in a fixed order: fixed lines first, then each percentage of the gross amount, and whatever is left goes to the remainder party.

Fulfilment provider

Rule

Fixed $400.00

Share

$400.00
Partner A

Rule

50% of gross

Share

$4,700.00
Partner B

Rule

30% of gross

Share

$2,820.00
Partner C

Rule

Remainder

Share

$1,480.00
Total

Rule

Share

$9,400.00

Split of a 9,400 USD payment with a fixed cost line
Party	Rule	Share
Fulfilment provider	Fixed $400.00	$400.00
Partner A	50% of gross	$4,700.00
Partner B	30% of gross	$2,820.00
Partner C	Remainder	$1,480.00
Total		$9,400.00

Because percentages apply to the gross, Partner C, as the remainder party, carries the fulfilment cost. Its 20 percent of gross would be 1,880.00 USD, and 1,880.00 minus 400.00 is the 1,480.00 USD it receives. In this venture that is the agreement, because Partner C runs operations and controls the fulfilment cost.

If your agreement shares the cost between partners instead, adjust the percentages so that each partner's share after the cost matches the agreement, then check the result in the rule builder's test field before the rule goes live. Whatever you choose, the shares always add up to the payment.

Split rule

Version 2 · Active

Rule name

JV agreement v2, with fulfilment

Applies to

Product is joint offer

1 Fulfilment provider $400.00
2 Partner A 50%
3 Partner B 30%

Remainder and rounding go to Partner C Test on $9,400.00 passes

Refunds

A refund shared the way revenue was

The customer from the first example asks for 2,000.00 USD back. Each partner returns its part in proportion to its share, so nobody has to invoice anyone for their portion of the refund.

2,000 USD refund on a 10,000 USD payment

Partner A

Original
$5,000.00

Reversed
-$1,000.00

After refund
$4,000.00
Partner B

Original
$3,000.00

Reversed
-$600.00

After refund
$2,400.00
Partner C

Original
$2,000.00

Reversed
-$400.00

After refund
$1,600.00
Total

Original
$10,000.00

Reversed
-$2,000.00

After refund
$8,000.00

2,000 USD refund on a 10,000 USD payment
Party	Original share	Reversed	After refund
Partner A	$5,000.00	-$1,000.00	$4,000.00
Partner B	$3,000.00	-$600.00	$2,400.00
Partner C	$2,000.00	-$400.00	$1,600.00
Total	$10,000.00	-$2,000.00	$8,000.00

If Partner B was already paid, its 600.00 USD becomes a negative balance that is netted against its next payout, and the ledger records both movements. Every partner sees the reversal on its statement, with the original payment it belongs to.

Partner statement

Q3 2026

Beneficiary

Partner B, distribution

Earned this quarter

$54,600.00

Line	Base	Rate	Amount
Gross payments	$186,000.00
Revenue share	$186,000.00	30%	$55,800.00
Refunds reversed	$4,000.00	30%	$-1,200.00

At the quarterly review

A quarterly review that starts with the same numbers

Partner meetings should be about the next quarter, not the last one's arithmetic. When every partner has read access to the same ledger and a statement for the period, the review opens with agreed figures and moves on to growth.

Statements are generated from the ledger for any date range, so a quarter, a year or the life of the venture is one export. If the partnership grows into a reseller network, the same workspace handles SaaS revenue share, and agencies sharing client work use the setup described on agency revenue split.

Related setups

Other ways partners share revenue

A partnership is often one of several flows. These pages show the same rule engine and ledger applied to neighbouring cases. Every plan is a flat monthly price with no transaction fees from us, from 199 USD on Starter, and the Viewer role for partners is part of Growth. See pricing.

Questions

Frequently asked questions

Something else on your mind? Write to [email protected] or read the API documentation.

Which partner needs the payment account?

The partner that collects from customers connects its own platform account at a licensed payment operator. The other partners are connected accounts under it and receive payouts. FractionalPay never holds, pools or transmits funds.

Can partners see the numbers without changing them?

Yes. On Growth and Scale each partner can get a Viewer seat that reads payments, the ledger and statements. Only Owner and Finance roles edit rules, and on Scale payouts above a threshold need a second approver.

How are fixed costs handled?

Fixed lines are applied first, then percentages of the gross amount, and the remainder party receives what is left. Choose the remainder party to match who carries the cost in your agreement.

What happens when the agreement changes?

Create a new rule version with the new terms. Payments already split keep the version they were split with, so past statements stay exactly as they were.

Is there a fee on each payment?

No. FractionalPay is a flat subscription with a monthly flow limit: 100,000 USD on Starter, 1,000,000 USD on Growth and 10,000,000 USD on Scale. Your operator's own fees stay as they are.

Can we model our split before signing up?

Yes. Enter the payment amount and each partner's percentage or fixed amount in the split simulator and see the breakdown and ledger lines right away.

Put your partner agreement into numbers

Run a payment through the simulator with your partners and percentages, then share the breakdown with them before you connect your account.