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FractionalPay

Trolley alternative

A Trolley alternative that splits first

Looking for a Trolley alternative because payouts are not your bottleneck, working out each payout is. FractionalPay splits every incoming payment by rule, keeps a double-entry ledger and builds the payout schedule from it, for a flat monthly fee.

Trolley is built for recipient payouts and tax forms. It pays people out well. It does not divide each incoming payment between parties by rules, so the amounts you send it still have to come from somewhere.

Try the split simulator See pricing
  • Payouts calculated from real payment splits
  • Refunds reversed across every share, even after payout
  • Start in the sandbox today, no demo required

Payout calendar

November 2026

Mon
Tue
Wed
Thu
Fri
Sat
Sun

1

2

3

4

5

6

$21.5k

$3.9k

7

8

9

10

11

12

13

$19.8k

14

15

16

17

18

19

20

$22.3k

21

22

23

24

25

26

27

$20.1k

28

29

30

  • Nov 6 · Creators (84) $21,480.00Scheduled
  • Nov 6 · Affiliates (31) $3,920.00Held
  • Nov 13 · Creators (79) $19,760.00Scheduled
  • Nov 20 · Creators (88) $22,310.00Approval
  • Nov 27 · Creators (81) $20,140.00Scheduled

The missing step

What happens before a payout exists

A payout tool needs an amount per recipient. On a platform, that amount is the sum of many small shares of many payments. Take one 500 USD sale on a creator platform: the creator earns 70 percent, the platform keeps 20 percent and the affiliate who sent the buyer gets 10 percent. FractionalPay writes those three shares the moment the payment succeeds, then adds them to each party's balance for the next payout run.

  • Creator

    Rule
    70%
    Share
    $350.00
    Payout
    Weekly, Friday

  • Platform

    Rule
    20%
    Share
    $100.00
    Payout
    Stays in your account

  • Affiliate

    Rule
    10%
    Share
    $50.00
    Payout
    Monthly, held 14 days

  • Total

    Rule
    Share
    $500.00
    Payout

With Trolley alone, your team would compute these numbers somewhere else, usually in code or a spreadsheet, and then upload the totals. With FractionalPay, the rule computes them and the ledger keeps the proof. Payouts are sent as instructions to your own account at your payment operator, through the connected accounts of each beneficiary.

Ledger journal

Balanced

txn_3V7N1C ·Split of sale_500 by rule v4

  • Operator balance (your account) Dr$500.00
  • Payable to Creator Cr$350.00
  • Platform revenue Cr$100.00
  • Payable to Affiliate Cr$50.00

TotalDr $500.00 · Cr $500.00

Refunds after payout

A partial refund on the same sale

Ten days later the buyer is refunded 100 USD. The creator was already paid. A payout tool has no record of how that sale was divided, so someone has to work out who gives back what. FractionalPay reverses the refund in the same proportions and carries the creator's negative amount into the next payout.

Proportional reversal of a 100 USD refund on a 500 USD sale

  • Creator

    Original
    $350.00
    Reversed
    -$70.00
    After refund
    $280.00

  • Platform

    Original
    $100.00
    Reversed
    -$20.00
    After refund
    $80.00

  • Affiliate

    Original
    $50.00
    Reversed
    -$10.00
    After refund
    $40.00

  • Total

    Original
    $500.00
    Reversed
    -$100.00
    After refund
    $400.00

Each reversal is its own ledger transaction that balances to zero, and the refund fires a split.reversed webhook. If your rule says platform first, the platform absorbs the refund before anyone else. Read more on revenue sharing software and affiliate payouts.

Side by side

Trolley and FractionalPay compared

Trolley figures below come from third-party listings. Where Trolley is stronger, the table says so plainly.

  • Main job

    FractionalPay
    Splitting each incoming payment by rule
    Trolley
    Recipient payouts and tax forms

  • Per-payment split rules

    FractionalPay
    Yes
    Trolley
    No

  • Proportional refunds across shares

    FractionalPay
    Yes
    Trolley
    No

  • Double-entry ledger

    FractionalPay
    Yes
    Trolley
    Not the focus

  • Daily reconciliation with mismatch alerts

    FractionalPay
    Growth and Scale
    Trolley
    Not the focus

  • Recipient tax form collection

    FractionalPay
    Tax form status tracking on Growth
    Trolley
    Yes

  • Payout schedules and holds

    FractionalPay
    Schedules on every plan, holds on Growth
    Trolley
    Yes

  • Getting started

    FractionalPay
    Self-serve signup and sandbox
    Trolley
    Demo-led

  • Pricing

    Trolley figures as reported by third-party listings

    FractionalPay
    199, 499 or 1,499 USD per month, half that billed yearly, no per-payout fee
    Trolley
    Pay 49 USD per month plus per-payout fees, Tax 199 USD per month

A note on the money itself: on FractionalPay, payments land in your own platform account at a licensed payment operator. FractionalPay calculates the splits, keeps the ledger and sends payout instructions to that account. It never holds, pools or transmits funds and it is not a payment institution. See pricing for flow limits per plan.

Balances before Friday payout

Creator

Lena Ortiz Studio

Available

$280.00

70% of sale, after refund

Payout Nov 6

Affiliate

Brightpath Reviews

Held

$40.00

10% of sale, after refund

Released after 14 days

Honest fit

When Trolley is the better choice

If the amounts you owe each person are already known and simple, and the hard part is reaching them, Trolley may serve you better than any split engine.

  • You collect tax forms from a large number of individual recipients and need that process at scale
  • You pay individuals worldwide and need many payout methods to reach them
  • Each recipient is owed a known amount, with no per-payment rules or refunds to reverse

What you get instead

The split layer, on every plan

Payouts still go out on your schedule. The difference is that every amount traces back to a payment, a rule version and a ledger transaction. Engineers can use the payouts API and finance can work in the dashboard.

Each feature is included from the plan shown and in every plan above it. Compare plans.

  • Percentage and fixed rules

    Starter+

    Match by product or metadata, set priorities and choose a remainder party for rounding.

  • Proportional refunds

    Starter+

    Refunds and chargebacks reversed across all shares, negatives carried to the next payout.

  • Double-entry ledger

    Starter+

    Append-only entries per beneficiary, every transaction balancing to zero.

  • Affiliate commissions

    Growth+

    Partner and affiliate lines with tiers and time limits, split again on renewals.

  • Reconciliation alerts

    Growth+

    Daily matching against your operator with a reconciliation.mismatch event when something is off.

  • Four-eyes payout approvals

    Scale

    A second person approves payouts before they are sent.

Questions

Frequently asked questions

Something else on your mind? Write to [email protected] or read the API documentation.

Can FractionalPay replace Trolley completely
It replaces the work of calculating who is owed what and scheduling those payouts through your own operator account. If you also rely on Trolley to collect tax forms from many recipients worldwide or to reach them through many payout methods, keep that in mind before switching.
How does pricing compare with Trolley
Third-party listings show Trolley Pay at 49 USD per month plus per-payout fees and Trolley Tax at 199 USD per month. FractionalPay is 199, 499 or 1,499 USD per month, or 99, 249 or 749 USD per month billed yearly, with no per-payout or transaction fee from us. Your operator's own fees stay as they are.
Where do the funds sit with FractionalPay
In your own platform account at a licensed payment operator. FractionalPay calculates splits, keeps the ledger and sends payout instructions. We never hold, pool or transmit funds and we are not a payment institution.
Do we need a demo to evaluate it
No. Run the simulator on the homepage, sign up with email and password, and test rules in the sandbox with fp_test_ keys. A live connection and payouts start on the paid plan you choose.
What does FractionalPay keep for tax purposes
On Growth and Scale, each beneficiary has tax form status, yearly earnings statements and a VAT breakdown per line for your accountant.
Where can we compare other options
The split payment companies page compares payout tools, payment operations APIs, raw operator primitives and spreadsheets, and the Tipalti alternative page covers AP suites.

See the split behind every payout

Try a 500 USD sale with three parties and a partial refund in the simulator, and watch each share and the next payout date update.

Try the split simulator See pricing

No transaction fees from us. Runs on your own payment account at a licensed operator. FractionalPay never holds your funds.